Terms and Conditions
Last updated on 22 September 2026.
Who Operates the Site and Acceptance of the Terms
headlinumza.com operates this website from Singapore. By accessing or using the site you agree to these terms. If you do not agree you must stop using the site immediately. The terms form a binding contract under Singapore law between you and headlinumza.com.
Eligibility and Permitted Use
You must be at least 18 years old and legally capable of entering contracts in Singapore to use the site. You may use the site only for lawful personal or educational purposes related to health courses. Commercial use requires prior written consent from headlinumza.com.
Prohibited Conduct
You must not upload harmful content, attempt to hack the site, distribute malware, infringe intellectual property, harass others, or engage in any activity that violates Singapore laws including the Computer Misuse Act. Violations may lead to immediate termination of access and legal action.
Accounts, Submissions or User Content
If you create an account you must provide accurate information and keep your credentials secure. You remain responsible for all activity under your account. Any content you submit such as course reviews or forum posts grants headlinumza.com a non-exclusive licence to use it. We may remove content that breaches these terms.
Ownership of Site Content, Trademarks and Permitted Limited Use
All text, images, course materials and logos on the site belong to headlinumza.com or its licensors. You may view content for personal use but must not copy, modify or distribute it without permission. Trademarks must not be used in any way that suggests endorsement by headlinumza.com.
Third-Party Services and Links
The site may contain links to external websites or integrate third-party tools for payments and analytics. headlinumza.com does not control or endorse these services and accepts no liability for their content or practices. Use them at your own risk.
Availability, Changes, Suspension and Termination
headlinumza.com aims to keep the site available but does not guarantee uninterrupted access. We may suspend or terminate the site or your access at any time for maintenance, legal reasons or breach of terms. Changes to the site or these terms will be posted here.
Disclaimers Subject to Mandatory Consumer Law
Health course information is for educational purposes only and is not a substitute for professional medical advice. headlinumza.com makes no warranties about accuracy or suitability. Nothing in these terms excludes rights under the Singapore Consumer Protection (Fair Trading) Act that cannot be excluded.
Limitation of Liability
To the extent permitted by law headlinumza.com limits liability for indirect or consequential losses. Direct liability is capped at the amount paid by you for courses in the preceding twelve months. This does not limit liability for death, personal injury caused by negligence or fraud.
Indemnity
You agree to indemnify headlinumza.com against claims arising from your breach of these terms or misuse of the site, including reasonable legal costs incurred in Singapore.
Governing Law, Courts and Consumer Dispute Rights
These terms are governed by the laws of Singapore. Disputes shall be resolved in Singapore courts. You may also seek remedies through the Small Claims Tribunal or other consumer protection bodies where applicable.
Severability, Waiver, Changes, Contact Route and Last-Updated Date
If any provision is found invalid the remainder continues in force. Failure to enforce any right does not waive it. headlinumza.com may update these terms by posting a new version. Contact us via the form on the Contacts page or at [email protected], +65 6227 9238 or 8 Eu Tong Sen Street #12-99 The Central Singapore 059818. These terms were last updated on 22 September 2026.